The Talbott Mortgage Team – NEO Home Loans represent the NEW EXPECTATIONS clients should have of their mortgage company.  We want to have more control over the process and emphasize change in the industry for our homebuyers. We want to help our clients understand and build wealth through real estate. Till now the mortgage industry has been heavy interest rate focused and very transactional. We have the technology, tools and advice to be able to show you different mortgage strategies and how pulling those various levers can impact your overall wealth.